Refactor imports in payment router

- Move local imports of user_create and user_delete to top level
- Clean up function bodies

app/routers/payment.py

@@ -7,7 +7,7 @@ from sqlalchemy.orm import Session
 
 from decimal import Decimal
 from .. import crud, models, schemas, database
-from ..services import payment_service
+from ..services import payment_service, user_create, user_delete
 from ..services.payment_service import parse_authnet_response
 from ..constants import TransactionStatus, TransactionType, STATE_ID_TO_ABBREVIATION
 from config import load_config
@@ -98,7 +98,6 @@ def update_card_for_customer(customer_id: int, card_id: int, card_info: schemas.
         # If payment profile ID is null, refresh from Authorize.Net to sync
         if not db_card.auth_net_payment_profile_id:
             logger.debug(f"Payment profile ID is null for card {card_id}, refreshing from Authorize.Net")
-            from ..services import user_create
             user_create.refresh_customer_payment_profiles(db, customer_id, db_customer.auth_net_profile_id)
 
             # Re-fetch the card to get the updated payment profile ID
@@ -107,7 +106,6 @@ def update_card_for_customer(customer_id: int, card_id: int, card_info: schemas.
 
         # Delete existing payment profile if it exists
         if db_card.auth_net_payment_profile_id:
-            from ..services import user_delete
             delete_success = user_delete._delete_payment_profile(
                 db_customer.auth_net_profile_id, db_card.auth_net_payment_profile_id
             )
@@ -291,7 +289,6 @@ def authorize_saved_card(customer_id: int, transaction_req: schemas.TransactionA
         logger.debug(f"🔧 DETECTED PAYMENT PROFILE ISSUE - Triggering auto-recovery for customer {customer_id}")
 
         # Auto-recover: Refresh payment profiles before transaction
-        from ..services import user_create
         recovery_success = user_create.refresh_customer_payment_profiles(
             db, customer_id, db_customer.auth_net_profile_id
         )